Fraud is an act of cybercrime that is related to payments and transactions. Some types of fraud include the unauthorized use of credit or debit data, stealing physical payment cards, making payments via counterfeit credit cards, etc.
Gift cards are discount cards from certain stores that allow users to buy game content via a widget inside the payment UI. If the purchase amount is less than the card’s face value, the remainder is credited to the user’s Xsolla balance.
A payment system is an agent that has signed an agreement with Xsolla to receive payments from gamers.
A payment method (PID, payment system ID, instance) is a specific way of receiving payments supported by the payment system. In the payment interface, it is displayed as a stand-alone button.
PayRank is an algorithm that orders payment methods according to their relevance to the user. It considers various parameters such as location, payment history, payment amount, etc. It is used when building the lists of popular and all payment methods in Pay Station’s payment UI. PayRank offers you flexibility in how you configure it from your Publisher Account.
Push payment is a payment initiated and made outside the game payment UI via payment systems connected to Xsolla (e.g., from payment terminals, banking applications, or payment services).
A refund is an act of giving money back to the payer or an amount of money that is given back. A refund can be claimed for a number of reasons: a fraudulent transaction, a failure that prevents the game from operating, a purchase made by mistake, etc. An investigation procedure (a dispute) precedes the refund.
Xsolla balance is the amount of user’s money that is made up of refunds and change from their purchases. Users can pay for purchases via Xsolla balance.
Xsolla fee is the commission that Xsolla withholds from the payment amount to cover expenses on its services that are provided to the partner.
If you have integrated Buy Button, no separate Pay Station integration is needed — it will be enabled automatically.